Dunham Trust Company Building Relationships That Last Generations
The Management Team

Jeffrey A. Dunham
Founder, Chairman & CEO
Jeffrey A. Dunham is Chairman and CEO of Dunham & Associates Investment Counsel, Inc., a wealth management firm based in San Diego, California, Dunham Trust Company based in Reno, Nevada, and Dunham Mutual Funds.

As an industry visionary, Mr. Dunham started what he believes is one of the only mutual fund families where 100% of its Sub-Advisers are paid based on their ability to outperform their stated benchmark. In Mr. Dunham's view, performance-based Sub-Adviser compensation provides investors with a level of accountability that is as important today as when he founded the firm in 1985.

Wanting to expand the concept of asset management accountability nationally, Mr. Dunham expanded his private client business model in the mid-1990s to work with Financial Advisors nationwide to invest in Dunham Funds and with Dunham Trust Co. on behalf of their clients so these Financial Advisors could counsel the families they work with for generations. In addition, Mr. Dunham has extensive experience in real estate investing. The investment and trust company currently oversees $3 billion of assets for 10,600 clients nationwide.

Mr. Dunham earned a B.S. degree in Business Administration with an emphasis in Finance from San Diego State University. He holds FINRA Series 3, 4, 7, 24, 53, and 63 registrations.
Ann Rosevear, Esq.
President and Chief Trust Officer
Ann Rosevear serves as President and Chief Trust Officer (CTO) for Dunham Trust Company (DTC), providing expert structuring and administration of trusts to DTC's most complex clients. As President, Ms. Rosevear contributes comprehensive knowledge in trust and estate administration, asset protection and Nevada business planning, as well as overseeing the firm's adherence to fiduciary, regulatory and compliance requirements. As CTO, Ms. Rosevear provides highly attentive trustee services, paying particular attention to risk management issues, discretionary actions, on-going tax planning, communication with co-trustees, beneficiary needs, and professional advisor performance and dedication. She has a demonstrated understanding of trust and wealth management maintaining a well-rounded ability to work in partnership with attorneys, financial advisors and accountants in order to best serve DTC's trust clients.

Prior to joining Dunham Trust Company, Ms. Rosevear spent 14 years as a principal attorney at Walsh, Baker, Rosevear & Loomis, P.C. in Reno, focused primarily on estate and business planning, probate, and investment and annuity transfer and underwriting, managing a multi-state practice. Ms. Rosevear also acted for several years as General Counsel for two Nevada-based organizations managing their corporate affairs, contracting, asset acquisition and shareholder relations. She was fortunate to begin her legal career with excellent mentorship at Marsh, Higgins, Beatty and Hatch, P.C. in Vancouver, Washington.

Ms. Rosevear is a graduate of the University of Nevada, Las Vegas (BA. 1992) Honors College and Gonzaga University School of Law (J.D. 1996), Dean's List, Cum Laude distinction. She is also a member in good standing before the State Bar of Nevada and is licensed to practice law in Nevada, Oregon and Washington. Ms. Rosevear was raised in Reno and Elko, Nevada and makes her home in Reno with her husband and daughter.
Denise S. Iverson, CPA
Chief Financial Officer
Denise S. Iverson, Certified Public Accountant, is Chief Financial Officer for Dunham & Associates Investment Counsel, Inc. and its affiliates, including Dunham Trust Company, and also serves as Treasurer and Principal Financial Officer of the Dunham Funds. Ms. Iverson is responsible for the overall corporate finance and accounting functions. With over 30 years of banking, financial and executive management experience, Ms. Iverson brings a wealth of knowledge and credibility to her role.

Prior to joining the firm in 2000, Ms. Iverson worked in banking, serving as Executive Vice President, Strategic Planning, Chief Financial Officer and Controller. Before that, she worked in public accounting.

Ms. Iverson carries a B.S. in Business Administration from San Diego State University where she graduated summa cum laude and holds FINRA Registered Financial and Operations Principal and Series 27 registration.
Nicole Vance, Esq.
Regional Director & Senior Wealth Planning Strategist
Nicole Vance is the Regional Director & Senior Wealth Planning Strategist for Dunham Trust Company. Nicole works with clients on trust and estate planning matters, including advanced wealth transfer strategies and asset protection planning. Ms. Vance brings a wealth of experience to Dunham Trust Company, having spent 14 years focused on trust, tax and estate planning, including tax efficient wealth transfer, asset protection strategies, charitable structuring, and entity formation and business planning. Prior to joining Dunham Trust Company, she was the principal attorney and owner of the Law Offices of Nicole M. Vance, and before that she spent five years as Vice President and Senior Wealth Planning Strategist at Wells Fargo Private Bank. Her previous experience also includes private legal practice with the Nevada law firm that is now Holland and Hart, as well as public accounting firm experience working in the San Francisco office of the Tax and Legal Department of PricewaterhouseCoopers, where she began her career.

Ms. Vance earned her Juris Doctorate from the University of California, Hastings College of the Law, and holds a Bachelor’s degree in Finance, with high distinction, from the University of Nevada. She is a member of the Estate Planning Council of Northern Nevada, the State Bar Associations of both Nevada and California, and the American and Washoe County Bar Associations.

Ms. Vance is actively involved in her community, serving as a board member of the University of Nevada Planned Giving Advisory Council, the Renown Health System Community Advisory Board, and the University of Nevada College of Business Alumni Association. She lectures frequently and has authored various materials on estate taxes and planning.
Shanna Coressel
Trust Officer
Shanna Coressel is a Trust Officer at Dunham Trust Company. With over 25 years of experience in the financial service industry, including 18 years in varying facets of Personal Trust, Ms. Coressel brings a wealth of knowledge and credibility to her role.

Ms. Coressel carries an Associate’s Degree in Business Administration and a Bachelor’s Degree in Paralegal Studies.  Ms. Coressel has completed several courses through the Institute of Financial Education, is a graduate of the American Bankers Association National Trust School, and is a Certified Trust and Financial Advisor.

Ms. Coressel has been active in and served on numerous boards for charities and civic organizations.
John Nicholas
Senior Trust Officer
John Nicholas is Senior Trust Officer for the Colorado Division of Dunham Trust Company.

With over 10 years in the trust and the banking industries, Mr. Nicholas brings valuable experience to the administration of personal trusts and estates, investment oversight, and financial planning. He enjoys working closely with legal, accounting, and financial professionals to meet the unique needs of clients.

Prior to joining Dunham Trust Company, Mr. Nicholas served for six years as trust officer for Cache Bank & Trust in Northern Colorado where he was key to all aspects of administration. He transitioned into trust and private banking from a commercial lending role with United Western Bank in Denver, Colorado. Prior to banking and trust, he worked with Vining Sparks IBG of Memphis, Tennessee as a fixed-income investment broker, providing strategic-level investment planning and asset-liability management for lending institutions.

Mr. Nicholas graduated from the University of Memphis with an MBA in Finance, and regularly attends continuing education courses and seminars on estate and trust administration, investment management, taxation, and real estate. He is active with Rotary and has served on several boards and committees in Northern Colorado.
Andy Volpp
Trust Portfolio Manager
Trust Portfolio Manager Andy Volpp is responsible for managing client accounts and conducting research on investment strategies and programs.

With over 16 years of experience in the financial services industry, he brings a wealth of knowledge across a variety of investment products and account types. He has invested in private equity, hedge funds, real estate, fixed income, equities and managed accounts.

Before joining the firm in 2016, Mr. Volpp spent 8 years as a portfolio manager for a family office in Incline Village, NV. Prior to that, he worked with The Capital Group Companies as a fiduciary assistant for Capital Guardian Trust Company and as a senior shareholder account representative with American Funds. He was also previously with E*Trade Securities working as a relationship manager in their high-asset group.

Mr. Volpp received a B.S. in Business Administration from Georgetown University. He has passed Level I of the CFA Program. He is currently pursuing his MBA from University of Nevada, Reno.
Tommy L. Tucker
Board of Directors
Tommy Tucker serves as a member of the Board of Directors for Dunham Trust Company.  Mr. Tucker served as President of Dunham Trust Company for 12 years and has over 26 years of trust administration experience, with a reputation for placing the highest emphasis on client service.  He is a former president of the Reno Estate Planning Council and is active in several civic and charitable organizations.

Mr. Tucker carries a B.A. at Knox College and a M.A. from Pacific Coast Banking School, Trust Division. In addition, Mr. Tucker completed coursework in a variety of trust-related areas, including Fiduciary (1041), Gift (709) and Estate Tax (706) preparation and filing. Mr. Tucker has held FINRA series 6 and 63 registrations, plus licenses to sell Life and Health Insurance and Real Estate.
George E. Aker
Board of Directors
George Aker serves as a member of the Board of Directors for Dunham Trust Co. and is active in business development in Nevada. He has 45 years of banking and finance experience in commercial banks with trust departments, colleges, and national organizations.

Mr. Aker carries a B.A. from St. Olaf College in Economics and an M.B.A. in Finance from the University of Chicago Graduate School of Business. His most recent experience was as Chairman of the Board of Directors of Adagio Trust Co. which was merged into Dunham Trust Company in 2009.
Jacqueline Miller
Operations Manager
Jacqueline Miller is the Operations Manager for Dunham Trust Company. With over 20 years of trust administration experience, Ms. Miller brings a wealth of knowledge and credibility to her role.

Prior to joining Dunham Trust Company, Ms. Miller spent over 16 years with Adagio Trust Company and Chase Manhattan Bank Trust and Special Assets Operations.

Ms. Miller carries a B.S. in Business Management and Finance from Sacred Heart University in Fairfield, Connecticut. Ms. Miller has also completed coursework in Fiduciary Operations, Ops & Systems Contingency planning, and Trust Audit and Compliance.

Website Disclaimer    Anti-Money Laundering Requirements    Privacy Policy Statement

© 2017   Dunham Trust Company   All Rights Reserved